Company Formation & Accounting
UAB / MB incorporation, VAT, EORI, payroll and ongoing filings.
Explore
—Business Setup
Lithuania Licenses More Fintechs than Anywhere Else in the EU.
That is the opportunity and the reason the bar is high. Regulators here have seen every version of an underprepared application, and they decline them quickly.
The problem
Licensing Applications Fail on Evidence, Not Ambition
The business model is rarely the reason an application stalls. It stalls because the governance structure is thin, the AML framework is generic, the capital is not demonstrably in place, or the named officers cannot be verified.
- 01
Policy documents copied from a template and visibly so
- 02
No credible, appointable MLRO or compliance officer
- 03
Initial capital not evidenced to the standard required
- 04
Governance that cannot show substance in-country
The approach
Built to Be Assessed, Not Just Submitted
We coordinate the entity, the capital position, the governance structure and the compliance framework, working with licensed partner firms and qualified officers. The application is assembled the way a supervisor reads it.
Licence Scoping
EMI, PI, specialised bank or crypto — matched to what you actually intend to do.
Entity & Capital Structure
The operating company, ownership chain and initial capital arranged to meet the threshold.
Compliance Framework
AML/CFT policies, risk assessment and internal controls built for your model.
Officer Appointments
Introduction to qualified MLRO and compliance candidates who will withstand assessment.
SEPA Gateway Access
Payment rail connectivity arranged for authorised institutions.
Who it's for
Is this you?
- Payment and e-money businesses entering the EU
- Crypto-asset service providers seeking authorisation
- Non-EU fintechs needing a European base
- Groups restructuring an existing licence footprint
Process
How we run it
Each step has an owner and a deliverable, so you always know what is happening and who holds it.
- 01
Scope
Which licence your model genuinely requires — often not the one assumed.
- 02
Structure
Entity, ownership, capital and governance put in place.
- 03
Build
Compliance framework, policies and controls drafted to your risk profile.
- 04
Staff
Compliance and MLRO appointments arranged with qualified individuals.
- 05
Submit
Application filed and supervisor correspondence managed by licensed partners.
FAQs
Questions people actually ask
SnZ Ventures is not a regulated financial institution and does not provide legal advice. Licence applications are prepared and submitted with licensed partner firms. Authorisation decisions rest solely with the Bank of Lithuania or the relevant competent authority.
It varies substantially by licence type, application quality and supervisor workload, and it is measured in months rather than weeks. Any firm quoting you a fixed date at first contact is guessing. We give you a realistic range once we have scoped your model.
Related services
Often needed alongside this
Not Sure Which Pathway Is Yours?
Tell us roughly where you want to end up. We'll tell you what the route looks like — and whether it's realistic.